Send naira to any bank, buy and convert crypto, and pay bills — all from a single beautifully designed wallet.
Monera combines your naira wallet and crypto portfolio into a single, seamless experience.
Send money to any Nigerian bank account instantly. Receive via your dedicated virtual account number.
Buy, send, receive and convert ETH, BNB, USDT and POL. Scan QR codes to send crypto in seconds.
Swap between crypto assets or convert crypto to naira directly — no third-party app needed.
Track real-time prices and portfolio performance with interactive charts. Always know where you stand.
Top up airtime, buy data, and pay TV subscriptions for all major Nigerian providers in one tap.
Get real-time alerts for every transaction. Never miss a credit or debit on your account.
Sign up with your email, verify your identity, and set a secure PIN in under 2 minutes.
Deposit naira via your virtual bank account or buy crypto directly from your balance.
Transfer money, swap crypto, pay bills — everything you need, right at your fingertips.
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NairaMonera uses industry-standard encryption and multi-layer authentication to keep your funds and data secure at all times.
No. Monera is a peer-to-peer wallet app. We do not operate an order book or match buyers and sellers. All transactions are routed through licensed third-party payment processors on your behalf.
Monera currently supports Ethereum (ETH), BNB, Tether (USDT), and Polygon (POL), with more assets coming soon.
Every Monera account comes with a dedicated virtual bank account number. Simply transfer from any Nigerian bank to that account and your wallet is funded instantly.
Monera charges minimal fees on transactions. All fees are clearly displayed before you confirm any transfer or conversion.
Yes. Monera uses bank-grade encryption, PIN and biometric authentication, and KYC verification to protect your account and funds.
Monera is currently available in Nigeria. We are working on expanding to more African countries soon.
Join thousands of Nigerians already using Monera to send, save, and grow their money.